Waldo County, Maine: health insurance
What Waldo County residents should know about Medicare, marketplace plans and Medicaid.
Waldo County at a glance
| State | Maine |
|---|---|
| Population (2023 est.) | 40,620 |
| Population rank in Maine | 11 of 16 |
| Land area | 730 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Waldo County for 2027
12 Medicare plans from 7 companies are listed in Waldo County for 2026 but not for 2027, covering at least 3,300 people enrolled in the plans below today.
- SilverScript Choice (PDP) (S5601-002, Aetna (CVS Health))
- HealthSpring Assurance Rx (PDP) (S5617-003, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| AARP Medicare Advantage from UHC ME-0002 (PPO) H2001-083 | UnitedHealthcare | 1,051 |
| Martin's Point Generations Advantage Essential (HMO-POS) H5591-018 | Martin's Point Health Care | 1,045 |
| Martin's Point Generations Advantage Prime (HMO-POS) H5591-016 | Martin's Point Health Care | 696 |
| Wellcare Simple (HMO-POS) H9364-001 | Wellcare / Ambetter (Centene) | 157 |
| HumanaChoice H5216-175 (PPO) H5216-175 | Humana | 153 |
| Martin's Point Generations Advantage Select (PPO) H1365-005 | Martin's Point Health Care | 106 |
| Wellcare Giveback (HMO-POS) H9364-004 | Wellcare / Ambetter (Centene) | 57 |
| Anthem I MaineHealth Advantage Choice (HMO-POS) H9065-003 | Anthem (Elevance Health) | 22 |
| Wellcare Advantage Simple (PFFS) H2816-040 | Wellcare / Ambetter (Centene) | 13 |
| Anthem I MaineHealth Advantage Veteran (PPO) H9219-004 | Anthem (Elevance Health) | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Maine, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Waldo County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Maine SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-877-353-3771. Ask which plans serve Waldo County specifically.
- Marketplace plans: shop through CoverME.gov; enter your Waldo County ZIP code to see what is offered.
- Medicaid: apply through Maine Office of MaineCare Services (DHHS).
Maine note: Maine is one of the smaller number of states that migrated its ACA marketplace off HealthCare.gov entirely and onto its own technology at CoverME.gov, rather than staying on the federal platform under state oversight the way Arkansas or Oklahoma do.
Questions about Waldo County
Are the same Medicare plans offered everywhere in Maine?
No. Plans are offered by service area. A plan available in one county may not be offered in Waldo County, so check by county.
Where do Waldo County residents get free Medicare counseling?
Maine SHIP (State Health Insurance Assistance Program) (1-877-353-3771) is Maine's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Waldo County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.