Cumberland County, Maine: health insurance
What Cumberland County residents should know about Medicare, marketplace plans and Medicaid.
Cumberland County at a glance
| State | Maine |
|---|---|
| Population (2023 est.) | 310,230 |
| Population rank in Maine | 1 of 16 |
| Land area | 836 square miles |
| Major cities | Portland, South Portland, Westbrook |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Why your county matters for coverage
In Maine, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Cumberland County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Maine SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-877-353-3771. Ask which plans serve Cumberland County specifically.
- Marketplace plans: shop through CoverME.gov; enter your Cumberland County ZIP code to see what is offered.
- Medicaid: apply through Maine Office of MaineCare Services (DHHS).
Maine note: Maine is one of the smaller number of states that migrated its ACA marketplace off HealthCare.gov entirely and onto its own technology at CoverME.gov, rather than staying on the federal platform under state oversight the way Arkansas or Oklahoma do.
Questions about Cumberland County
Are the same Medicare plans offered everywhere in Maine?
No. Plans are offered by service area. A plan available in one county may not be offered in Cumberland County, so check by county.
Where do Cumberland County residents get free Medicare counseling?
Maine SHIP (State Health Insurance Assistance Program) (1-877-353-3771) is Maine's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Cumberland County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.