Health insurance help for Maine residents
Compare Medicare, health insurance marketplace plans and Medicaid in Maine, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
What is different about coverage in Maine
MaineCare, the state's Medicaid program, is run by the Office of MaineCare Services within Maine DHHS, and since moving off the federal platform Maine now runs its own ACA marketplace at CoverME.gov. Maine Medical Insurance's phone help for Maine callers -- Medicare, ACA, life, or supplemental coverage -- costs nothing.
- MaineCare Member Services (1-800-977-6740), part of the Office of MaineCare Services within Maine's Department of Health and Human Services, handles Medicaid eligibility and enrollment.
- Maine built its own ACA exchange, CoverME.gov, after leaving the federal HealthCare.gov platform -- that's where Maine plan shopping and subsidy questions are handled now.
- Maine's Bureau of Insurance staffs a free SHIP counseling line at 1-877-353-3771 for Medicare questions, separate from Maine Medical Insurance's own free phone help.
Worth knowing: Maine is one of the smaller number of states that migrated its ACA marketplace off HealthCare.gov entirely and onto its own technology at CoverME.gov, rather than staying on the federal platform under state oversight the way Arkansas or Oklahoma do.
Coverage questions we help Maine residents with
Maine by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Maine you live. Start with your county.
Major Maine cities
Maine colleges and universities
- University of Maine
- University of Southern Maine
- University of Maine at Farmington
- University of Maine at Presque Isle
- Maine Community College System
State bird: Black-capped Chickadee
Poecile atricapillus. Maine’s official state bird, shown here as a local touch.
Photo: Mdf (CC BY-SA 3.0), via Wikimedia CommonsCommon Maine questions
Where do I shop for ACA health plans in Maine?
Maine residents shop through CoverME.gov (https://www.coverme.gov). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Maine?
Medicaid in Maine is run through Maine Office of MaineCare Services (DHHS) (https://www.maine.gov/dhhs/oms). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Maine?
Maine Bureau of Insurance (https://www.maine.gov/pfr/insurance) regulates insurance companies and agents in Maine. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Maine?
Yes. Maine SHIP (State Health Insurance Assistance Program) (1-877-353-3771) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Maine Medical Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Maine coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.