Bangor, Maine: health insurance
Bangor is in Penobscot County. Here is what Bangor residents should know about coverage.
Coverage in Bangor
Bangor has about 31,628 residents (U.S. Census Bureau 2023 estimate).
Plans for Bangor residents are determined by Penobscot County, home to about 155,312 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Penobscot County before you choose it.
- Turning 65 in Bangor? Your Initial Enrollment Period runs seven months around your birthday. Maine SHIP (State Health Insurance Assistance Program) offers free counseling at 1-877-353-3771.
- Buying your own plan? Shop through CoverME.gov.
- Medicaid questions? Maine Office of MaineCare Services (DHHS) handles applications.
Maine note: Maine is one of the smaller number of states that migrated its ACA marketplace off HealthCare.gov entirely and onto its own technology at CoverME.gov, rather than staying on the federal platform under state oversight the way Arkansas or Oklahoma do.
Colleges and universities near Bangor
Maine public institutions include University of Maine, University of Southern Maine, University of Maine at Farmington. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Maine colleges.
Do Bangor and Penobscot County have the same plans?
Plans are offered by service area, and Bangor falls under Penobscot County. A plan that serves Penobscot County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Bangor residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Maine cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.