South Portland, Maine: health insurance
South Portland is in Cumberland County. Here is what South Portland residents should know about coverage.
Coverage in South Portland
South Portland has about 26,840 residents (U.S. Census Bureau 2023 estimate).
Plans for South Portland residents are determined by Cumberland County, home to about 310,230 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Cumberland County before you choose it.
- Turning 65 in South Portland? Your Initial Enrollment Period runs seven months around your birthday. Maine SHIP (State Health Insurance Assistance Program) offers free counseling at 1-877-353-3771.
- Buying your own plan? Shop through CoverME.gov.
- Medicaid questions? Maine Office of MaineCare Services (DHHS) handles applications.
Maine note: Maine is one of the smaller number of states that migrated its ACA marketplace off HealthCare.gov entirely and onto its own technology at CoverME.gov, rather than staying on the federal platform under state oversight the way Arkansas or Oklahoma do.
Medicare plans leaving Cumberland County for 2027
Medicare plans are set by county, so this applies to residents of this city. 11 plans are listed in Cumberland County for 2026 but not for 2027, covering at least 20,338 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Martin's Point Generations Advantage Prime (HMO-POS) H5591-006 | Martin's Point Health Care | 16,330 |
| AARP Medicare Advantage from UHC ME-0002 (PPO) H2001-083 | UnitedHealthcare | 2,614 |
| AARP Medicare Advantage from UHC ME-0005 (PPO) H2001-019 | UnitedHealthcare | 576 |
| Aetna Medicare Premier (PPO) H5521-495 | Aetna (CVS Health) | 306 |
| Wellcare Simple (HMO-POS) H9364-001 | Wellcare / Ambetter (Centene) | 247 |
| Martin's Point Generations Advantage Select (PPO) H1365-001 | Martin's Point Health Care | 128 |
See all 11 plans leaving Cumberland County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near South Portland
Maine public institutions include University of Maine, University of Southern Maine, University of Maine at Farmington. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Maine colleges.
Do South Portland and Cumberland County have the same plans?
Plans are offered by service area, and South Portland falls under Cumberland County. A plan that serves Cumberland County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
South Portland residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Maine cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.