Portland, Maine: health insurance
Portland is in Cumberland County. Here is what Portland residents should know about coverage.
Coverage in Portland
Portland has about 69,104 residents (U.S. Census Bureau 2023 estimate).
Plans for Portland residents are determined by Cumberland County, home to about 310,230 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Cumberland County before you choose it.
- Turning 65 in Portland? Your Initial Enrollment Period runs seven months around your birthday. Maine SHIP (State Health Insurance Assistance Program) offers free counseling at 1-877-353-3771.
- Buying your own plan? Shop through CoverME.gov.
- Medicaid questions? Maine Office of MaineCare Services (DHHS) handles applications.
Maine note: Maine is one of the smaller number of states that migrated its ACA marketplace off HealthCare.gov entirely and onto its own technology at CoverME.gov, rather than staying on the federal platform under state oversight the way Arkansas or Oklahoma do.
Colleges and universities near Portland
Maine public institutions include University of Maine, University of Southern Maine, University of Maine at Farmington. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Maine colleges.
Do Portland and Cumberland County have the same plans?
Plans are offered by service area, and Portland falls under Cumberland County. A plan that serves Cumberland County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Portland residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Maine cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.